Cash4Life Lotto Help & FAQ

Bet on Cash4Life lottery and you could win $1,000 every day for the rest of your life – that’s up to $31,000 per month! Second prize: $1,000 every month for the rest of your life!

Draw Days Draw Time First Prize First Prize Odds Second Prize Prize Divisions Cost per Game
Monday & Thursday 9pm ET (USA) $1,000 per day 1 : 21,846,048 $1,000 per month 9 $2

How Does Betting on Cash4life Work?

Cash4Life is based on the Cash4Life New York Lottery. Instead of entering the official Cash4Life New York Lottery draw, you place a bet on the outcome of it. You pick the numbers you think will be drawn in the same way as if you had entered the official lottery draw. At Lottoland, you win the same prize money for each prize division that the official lottery operator offers, including the jackpot, and you receive your prize money as if you had actually played the official lottery.

How Do I Choose a Game and Place a Bet?

  • Choose 5 numbers from a main pool of 1–60
  • Choose a further 'Cash Ball' from a pool of 1–4.
  • You can also select the QuickPick option (Quick+1) and this will choose your numbers for you randomly.
  • Select which draw you want to bet on, either Tuesday or Friday.
  • Press ‘Submit’ and this will take you to the cart – at this stage just click 'Confirm and proceed' to place your bet.

How Do I Win the Jackpot?

You will win the jackpot at Lottoland if your 5 main numbers and Cash Ball are the same as those drawn in the official New York Cash4Life draw.

How Much Does It Cost to Play?

A single standard game for Cash4Life costs $2.

How Much Can I Win?

The first prize is $1,000 a day for the rest of your life. That’s up to $31,000 per month! The second prize is $1,000 per month for the rest of your life.

When Does the Draw Take Place?

The draws take place at 9pm (ET) on Monday and Thursday in New Jersey (equals to Tuesday/Friday 11am AEST/1pm AEDT).

What Are the Odds of Winning the Jackpot?

The odds of winning the top prize are 1 in 21,846,048. A breakdown of all the odds for each prize division, together with estimated returns is included below.

Can You Explain the Different Prize Divisions Available?

The table below explains the different prize divisions, odds of winning each prize division and the estimated individual returns for each prize division.

Prize Table
Prize Division Odds of Winning Returns
5 Plus Cash Ball 1 : 21,846,048 $1,000 a day for life
5 Balls 1 : 7,282,016 $1,000 a month for life
4 Plus Cash Ball 1 : 79,440 $200
4 Balls 1 : 26,480 $100
3 Plus Cash Ball 1 : 1,471 $40
3 Balls 1 : 490 $20
2 Plus Cash Ball 1 : 83 $10
2 Balls 1 : 28 $3
1 Plus Cash Ball 1 : 13 $2

What Are the Differences Between Cash4Life and Set for Life?

There are several major difference between these two draws.

In Cash4Life players who win the top prize will receive $1,000 a day for life whereas winners of Set For Life will receive $20, 000 a month for 20 years.

The Set4Life jackpot payout lasts for 20 years, while the Cash4Life payout goes on for the duration of the winners’ life.

Lottoland’s Cash4Life jackpot is based on the outcome of the New York Cash4Life draw. That draw takes place every Monday and Thursday at 9pm in New York equating to 11am AEST/1pm AEDT Tuesday/Thursday in Australia.

A single game for Cash4Life costs $2, whereas a set of 2 games for Set For Life costs $8.40 (valid for 7 draws).

The odds of winning the $1,000 a day for life jackpot on Cash4Life are just 1 in 21,846,048 (based on one game). The odds of winning the top prize on Set for Life are 1 in 38,608,020 (based on one set).

The second prize on Cash4Life is $1,000 a month for life and all the other rewards for each prize division are fixed.
The returns for prize divisions 2-8 on Set for Life are not fixed and are all one-off payments.

Prize Table
Cash4Life Set for Life
Top Prize $1,000 per day (rest of life) $20,000 per month (20 years)
Second Prize $1,000 per month (rest of life) $7,670 one-off (estimated)
Draw Days Tuesday & Friday Daily
Odds of Winning (based on 1 game) 1 : 21,846,048 1 : 36,608,020
Prize Divisions 9 8
Game Rules 5 from 1-60 plus 1 from 1-4 8 from 37

Is DoubleJackpot Available on This Draw?

The DoubleJackpot feature is not available on this draw.

What Is a Subscription?

Subscriptions remove the hassle of buying repeat lines and the fear of missing out on that big jackpot win. Our Subscription feature allows you to set up a running bet or bets on a given lottery draw. The subscription is open ended and will run for as long as you want it too. You can opt out at any time and cancel the subscription in your player account. Please find more information here: How to cancel a subscription

What Happens If There Are Other Winners?

As with any lottery, if there are other winners at the top division level then the jackpot will be split. So, for instance, if 3 players match the winning numbers for the first prize then each will receive a 1/3 share of the jackpot ($333 per day for life). For more on this please see our General T’s and C’s section 11.2 Only one Lottoland Winning Bet in a Type A Prize Category.

How Do I Get My Cash4Life Winnings?

As a Lottoland player you will be automatically informed of results and any winnings will be credited to the balance of your Lottoland user account automatically. You then have the option of using these winnings to play more games, or you can withdraw the money to your bank account.

Please note that all new Lottoland players must first verify their identity before any withdrawals can be made due to Australian Federal Government Anti-Money Laundering legislation. Refer to our help section to find more information about how to verify your identity.

Do My Cash4Life Winnings Get Taxed?

No, you will receive the amounts without tax being applied. Generally, there is no tax on lottery winnings in Australia.

How Can I Be Sure I Will Get Paid?

We are audited by KPMG and fully licensed by the NT Government. In order for us to retain this license we have to prove that we are able to make the required payments to our players should they win.

Smaller Payments

We make all payouts directly from the fund we have acquired from total ticket sales.

Larger Payments

We take out policies with world leading insurers to cover larger payments.

Why Should I Bet on Cash4Life at Lottoland?

Winning $1,000 a day (that's up to $31,000 per month!) for the rest of your life is a truly amazing top prize, plus the winning odds of just over 1 in 21 million are more attractive than those available on the vast majority of lotteries. In addition to this the second prize is $1,000 a month for life. On top of all this it costs just $2 for a single game. Who wouldn't want to be set for life by winning the Cash4Life lottery?

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